Corter Moon
Thursday, April 2, 2020

4 Reasons Why You Need A Financial Advisor

This post is sponsored by DiamondLinks



If you are like me and you are not entirely familiar with financial dealings, which includes various services like retirement planning, insurance needs and more, chances are, we need a little bit of help. Jason Vanclef of Vanclef Financial Group spoke to The Startup Magazine about various financial ventures and why they are important. 

Retirement Planning

Retirement planning is one of the things that many of us often overlook. But in our later years in life, we'll all need money to live on at some point. If we are thinking about our future, it is almost a necessity to think about our retirement, and how we are going to live our lives in our later years. This is just one service that Jason Vanclef offers to his clients, helping them navigate the sometimes confusing waters of planning for your retirement. 

Portfolio Management

This is another topic that many of us, most definitely including myself have trouble with. It is probably why I haven't learned about stocks very much, which is something that I want to change this year. Vanclef is highly skilled in the area of portfolio management. When you hire someone to manage your portfolio, you are hiring someone to look over your portfolio a good amount of their time. This is to help you to make the right decisions financially when it comes to building a good portfolio. One where you will not "buy high and sell low." With portfolio management, they help to guide you in finding the right and top-performing funds in the areas that you are looking to invest in. 

Investment Planning

Investing doesn't just always mean putting your money right into stocks. For example, you could be wanting to put your money to work in an educational fund, or a CD, estate planning, wills, and more. Vanclef Financial Group has made it extremely easy to invest your money into whatever you are planning to. They will sit and strategize with you on what will best meet your priorities in investing your money properly. They will even perform periodic reviews in order to see if anything needs to be changed due to things like economic conditions, and tax laws, among other things, such as if you would like to invest more or not. 

Insurance Services

Insurance is something that is often overlooked but is actually one of the most needed things to protect yourself and your family. However, before you commit to an insurance plan with an insurance company, it is important to sit down and determine exactly what you and your family's specific needs are. Vanclef's firm is able to employ these services. They will sit down with you one-on-one and help you to make important decisions about insurance. Some of their services include but are not limited to, disability insurance, annuities, life insurance, life settlements, and long-term care. 

So, if you are looking into finding someone to help you out in the way of managing your money, Vanclef and his firm are at the ready to help you, no matter what your needs are. 


Friday, March 20, 2020

The Interesting Interactive Internet



Let me tell you. This COVID-19 stuff is crazy. Being in our house and occasionally going outside is not what I thought 2020 would bring. But somehow, here we are, all homeschooling our kids and what's going on with the toilet paper? Are people eating it or something? Who really knows. Anyway, since the kids are home, some for the duration of the year, some until next month, I figured that I would attempt to create a master list of all the things you can do online with the kids while they are home! Some that they can even do themselves! Every title is clickable, so give it a click and see what kinds of awesome activities there are!


Is the real freaking hero right now. They have a super-mega-master-list. They originally had started a Google Sheet with a bunch of different things that kids can do online. They update their resource list every few hours. You have to check them out. Without one shred of doubt, there is something on there for every child and their interests. They are first on my list because, well, they really put their heart and soul into this. Give it a peek!


This is another great resource that also started out as a Google Sheet. But demand grew, and it became VirtualSchoolActivities. There is a huge mix of things that your children can find to do on that website! From virtual museum tours that immerse them into a fun yet totally educational experience to all kinds of educational websites. There is, once more, something for every child here.





Written by Texas native, Holly Homer is a wonderfully comprehensive list of various websites within our digital landscape that are offering awesome online activities for kids to do while we are all quarantined/practicing social distancing. I love her blog! You have to give it a look!



If your children love to listen to stories, Audible is offering, for as long as the kids are home from school, free stories to listen to. This can be a great activity for them, and you can even make it educational if you want! Have them listen to a story of their choice, and afterward, you could have them write up a short "book report" on what the book was about!



Even if you aren't into science and space and stuff, you have to admit that this is pretty cool! NASA has made its entire library of images free to everyone! Not only images but sounds and videos that they have captured as well! If you want, you can use the search bar to find something specific, say, if you were looking for a picture of Mars. Or you could just browse around! What else do they have? They have their own Pinterest account! And GIFS, the kid can definitely be entertained by watching these GIFS! I'm a sucker for galaxies, so this is totally awesome to me!



Guys, this is awesome! Sure, it is pretty cool to watch your kid's favorite celebs read a book on Youtube. But how about a bonafide astronaut up in space, reading them a story?! That is exactly what the StoryTime From Space program is about! Kids can watch real astronauts up in space, floating about (gravity not included) reading some pretty awesome books! They read some really great books, too! Rosie Revere, Engineer, The Mission To Cataria and many more! Just click the link above to be taken directly to the page with all the books they've read so far!

So go have your kids check out these great resources! I guarantee you that they won't be too bored after seeing these! Keep an eye out for another blog post on crafts you can do with the kiddos while you're home!


Monday, March 16, 2020

Self-Employed Loans: What You Should Know

This post was sponsored by DiamondLinks



As a freelance writer and blogger, I am self-employed, and I have big dreams of where I want my "business" if you will go. I want to scale it into something bigger, something larger, something amazing. I always have. That, and I have a couple of ideas for a small business that I would one day love to implement. But the biggest thing that stops me from chasing these dreams? It all comes down to not having enough money for a start-up. 

I always admired start-ups, because they are always coming up with new and innovative ideas that move us further and further ahead into the future. However, I also realize, they probably faced the same dilemma that I, too face. At some point, they did not have enough money to start their business. Now while I certainly cannot speak for any startups at all, whether they borrowed money from someone, borrowed against something, or Kickstarted their startup, I am sure that there are a few out there that relied on self-employed loans.


What Is A 'Self-Employed' Loan?

While you could certainly start a "limited liability company," or an "LLC," and go in with partners to raise funds for your company, this also means that you will not be the sole owner of your company. If you want to stick to being a "sole-proprietor" of your business and retain your self-employment status, a self-employed loan may be just the thing for you. It helps you to raise capital (money) and maintain your status. 

Do I Need To Bring My Bank Statements?

This is the great thing about self-employed loans. You are not required to bring in your bank statements in. This isn't to say that a lender will make inquiries into your taxes and credit history. That may still happen. But you don't have to print out a bunch of bank statements and haul them to a creditor's office in hopes of getting a personal loan!

Does A Self-Employed Loan Help Build My Credit?

That is a big old YES! Just like any other kind of loan, though, you do need to have a decent credit score to work with in order to secure a loan. But with this kind of loan, you are also able to build up your credit to a great score. Who doesn't love that?

How Many Lender Options Do I Have?

Now, in the past, many lenders were quite weary when it came to self-employment loans. That is because as freelancers, we all know too well, how our incomes can fluctuate. But that was then. This is NOW. We are living in 2020, GUYS! Tons of lenders now want to help us achieve our dreams. There are many options for lenders these days. 

So what are you waiting for? If you have a dream, GO CHASE IT! Get yourself a self-employed loan and start up your very own company! If you can dream it, you can absolutely do it. With one of these loans, it is totally possible. 

Tuesday, March 3, 2020

Kinderviews Volume 9.5

If you have been reading my blog, you know that I occasionally love to do what I call "Kinderviews," or basically interviews with my son at different ages of his life. You can read my previous ones here, here, and here. I have finally gotten around to doing one since I have not in a while! Syrus loves doing them, so here is one at age 9.5. Yes. He is going to be ten this year. I know. That flew by. Anyway, here we go!

Mom: For the record, can you please state your name?
Syrus: Syrus Voltaire Corter

Mom: Are you left-handed or right-handed?
Syrus: "LEFT! MOM, YOU KNOW THIS!"

Mom: And what grade are you in now?
Syrus: Fourth

Mom: How old are you now?
Syrus: "NIIIIINE"

Mom: What is your favorite animal?
Syrus: "Humans. Humans are animals, mom."


Mom: What is your favorite sport to play?
Syrus: Basketball

Mom: What about your favorite outdoor activities to play?
Syrus: "Playing Nerf and tag"

Mom: Who is your favorite superhero?
Syrus: "Sy-Man because he has every superpower."
(Sy-Man is a superhero we made up with him when he was little.)

Mom: What are some of your favorite foods?
Syrus: Salad + Pizza

Mom: What is your favorite color?
Syrus: Light blue


Mom: What is your favorite tabletop game to play?
Syrus: "Perfection - because mom gets scared when it pops!"

Mom: What is your favorite toy?
Syrus: "Nerf Airstrike"

Mom: What are your favorite things about school?
Syrus: "Friends and recess" 

Mom: What is your favorite subject?
Syrus: "Gym, because I run!"

Mom: Do you have a favorite candy?
Syrus: "Gum" (He JUST got his braces off, so he is pretty happy he can chew gum again!)


Mom: Do you have plans on furthering your education?
Syrus: "No, college is boring."

Mom: Do you have a favorite television show?
Syrus: "Henry Danger"

Mom: Who do you plan on voting for this year?
Syrus: "Bernie Sanders"

Mom: What age are you turning this year?
Syrus: "10 - I'll be mature and in double digits!"
(Don't mind me in the corner subtly crying because my baby is growing up.)

Mom: Do you have a favorite book?
Syrus: "Call Of The Wild"


Mom: How about a favorite song?
Syrus: "Phantom Dancing by CG5"

Mom: I heard you play an instrument. What is it?
Syrus: "Trumpet"

Mom: Finally, what do you want to be when you grow up?
Syrus: "A cop because they are daring!"

Honestly, these are so much fun to do. It is a blast to chronicle his answers and how they differ over the years! I'll be sure to update when he hits the big 1-0 this year!




Thursday, February 27, 2020

How Syniverse Can Help Scale Your Business

This post is sponsored by DiamondLinks


There is no doubt that we have made the transition from handing out paper coupons and business cards to becoming completely digital in this day and age. At least, some businesses are making that leap. There are various ways that paper coupons and deals through the mail just can't do. Nearly every person has a cell phone these days, even traditional landlines in homes are being done away with. So with a messaging platform, you can reach hundreds of thousands more customers!

Syniverse helps to engage your high-value customers. You can send highly customizable messages that will give your customers to take that leap and give you an edge over your competitors. As of today, 500 businesses trust their platform, with over 740 billion messages being processed each and every year!

With a messaging platform, there will literally be thousands of eyes on your product or your promotion within seconds. They offer all kinds of support for things such as multimedia messaging, SMS (text messaging), Facebook messenger, push notifications, WeChat, mobile wallet and so much more! They even provide a single view of customer's across departments with their SMS API tracking. Taking your business to the next level just got a whole lot easier.

You are even able to track customer interactions through their seamless and easy-to-use system. When we browse the web these days, tons of companies are battling to see who can get our eyes on them first. Syniverse is able to help with that and get eyes on your business alone! They even helped one restaurant that needed a better way to engage with their customers. Here's what happened:

They used mobile engagement to grab the user's attention. They created a fun menu quiz on the restaurant's website that users could take and the restaurant was able to collect their customer's information. After that? Syniverse sent each person a "secret offer" for use at the restaurant that was saved to the user's mobile wallet, through a messaging platform which would make redeeming the offer super easy.

The restaurant ended up dishing up over 2 million offers. Customers redeemed 20% of them. A follow-up text proved even better, with an additional 9% redemption rate. But all in all, the restaurant had grown its opt-in database by 500,000 people. After mere weeks, the restaurant's campaign with Syniverse had earned over $6.5 million in total revenue. Talk about delivering results!

When you choose to boost your business with Syniverse, you receive full support from their professional service teams. You get to choose what audience you want to target, and they help to handle the rest of it! They ensure that messages are delivered on-time in real-time They can help you to earn customer loyalty and deepen the relationship that you may already have with your customers. Just think about it, you can grow your business to heights that you may have never even thought possible. Syniverse makes it all possible in this digital world that we live in today.

Monday, February 17, 2020

The Best Online Homeschool Science Classes!

This post is sponsored by College Prep Science. 


I remember being homeschooled. I enjoyed it, learning at my own pace. It was great!
At the time, there really was not too many online options to learn about anything, let alone science,
which was one of my favorite subjects! But we're talking 15 years ago!
Today, there are resources aplenty! The best online homeschool science classes
are taught by Greg Landry!




Greg Landry’s academy of online homeschool science classes for 6th-grade through 12th-grade students
offers the expertise of a former college professor/homeschool science teacher with 20+ years of
teaching experience and the convenience of not having to leave home. Professor Landry offers:
  • College prep” online classes for students who will likely be college science majors
  • Life prep” online classes for students who likely won’t be college science majors or likely won’t attend college
- Biology - College Prep (9th-12th) - Two Semester Class
- Life Prep Biology (8th-12th) - Two Semester Class
- Chemistry - College Prep (10th-12th) - Two Semester Class
- Life Prep Chemistry (9th-12th) - Two Semester Class
- Life Prep Physics (9th-12th) - Two Semester Class
- Human Anatomy & Physiology (9th-12th) - Two Semester Class
- Pre-Anatomy & Physiology (6th-9th) - One Semester Class
- Pre-Chemistry (6th-9th) - - One Semester Class
- Pre-Biology (6th-9th) - One Semester Class
- Pre-Physics (6th-9th) - One Semester Class
- ACT Prep Bootcamp (8th-12th)




Professor Landry says, “The depth, breadth, and pedagogy of many college-prep
Biology, Chemistry and Physics classes leaves many "non-science"
students frustrated, uninterested, and ultimately learning very little.
I find that students in this situation often miss the big picture and they don't have an
overall understanding of the subject matter that is so critical in these sciences.
They can't see the forest because they're lost in the trees. Our "life prep" classes are
basic high school level classes, enable students to see the forest, and will allow them
to learn science through the lens of their God-given interests and talents.”
In the words of a homeschool parent…
"Greg, ...what you did for our daughter will have far-reaching effects.
You showed her that learning can be enjoyable..."
Thankful in Indiana
Jim H.


These online homeschool science classes also include lab experiments and graded lab reports in
Professor Landry’s virtual homeschool science laboratory.
Students attend class weekly (either live or by recording), turn-in homework, and are
tested on a regular basis. These classes are all-inclusive and provide students with an
enjoyable, comprehensive science experience.
Homeschool dad, scientist, and former college professor, Greg Landry, offers live, online homeschool science classes,
Homeschool ACT Prep Bootcamp, the Homeschool Mom’s Science Podcast,
in-person two-day science lab intensives nationwide, freebies for homeschool moms,
and student-produced homeschool print publications.

Wednesday, February 12, 2020

10 Things I Want To Do This Year

I have quite a list of things that I want to do. I'm talking about a huge list that I want to do. I have so many business ideas. I, of course, do not have any kind of business degree. However, I have seen so very many of my online friends and other bloggers launch their own businesses. In addition to business ventures that I would like to explore and feel out, there are, of course, other things that I want to do this year. Here is a list of my top priorities this year.

1. Read At Least 20 Books




I've been wanting to make reading goals for quite a few years now. I already have one book behind me. I just finished reading Idiot by Laura Clery. I totally recommend it. I could not put it down! I want to read mostly books written by fellow bloggers, well, the bigger more successful bloggers. You guys know what I mean.


Speaking of books...


2. Work On My Next Book





I do have a few books under my belt. But honestly, while I did write them, I never traditionally published them. They are only published through Amazon. I want to write a book on OCD, and how I live with purely obsessional OCD. So, during the year, in between jobs, I would like to begin work on that book. I even have a working title: The OCD You Cannot See. Right, right?


3. Boost My Self Esteem



This is something that I have grappled with for a long long time. It probably began after my dad passed away. I'm not entirely sure. But I want to work on boosting my self-esteem. Perhaps read a book or two on it. Does anyone know of any good books on it? Let me know in the comments. I would love to read it.


4. Blog More




There is no doubt that in 2019 I was in a bit of a depression. It was a bit of a nutty year for me. As that happened, blogging, which I absolutely love to do, fell by the wayside. I used to crank out a blog post or two a week. But I kind of gave up on it. So, this year, I want to take more time to write and blog more. - STARTED!


5. Build A Website For Positivity In Pain



This is something that I have been yearning to do for years, guys. I want a fully responsive totally awesome website for my chronic illness support group, Positivity In Pain. It's a place where those living with chronic pain can visit for a little bit of laughter and levity. We finally raised enough funds through a tee-shirt fundraiser to fund the website, and I could not be more excited to begin working on it! - STARTED!


6. Take A Class/Course


I really want to take a course in something. I never did get to finish college, or even finish a course. But nowadays you can do so many things online. I'm thinking about maybe taking a course in writing, creative writing, perhaps? Maybe something journalistic. I'm not entirely sure. But I do want to take a course, even if it is a short one, at some point during this year.

7. Don't Let OCD Win



This one might be a little tough. But I do not want to keep letting my OCD thoughts rule me. I do not want them to ruin my day any longer. Yes, I am on medication for them that controls it for the most part. But I have my days. 

8. Bead More


I miss beading, I really do. I used to do it so often, too. Plus, I keep buying beads! I need to do something with them! I also want to do more craft shows, too. I miss doing those. I love making jewelry, I just have to put my mind to it when I have some free time. 

9. Vacation With My Family 



It has been a good 12 or so years that my family and I have been on vacation anywhere. Whether it was because of illness or funds, we just were not able to go. But this year, my family is planning, while it is only a weekend trip, to Lancaster, Pennsylvania. My mom and my 85-year-old grandmother love Amish country, so we are going in late July to the beginning of August! Plus my boyfriend will be joining us. 

10. Take Things Day For Day



I've always had trouble with this. I always want to know what is going to happen tomorrow before tomorrow comes. I want to see the future, I want to know what is going to happen. I want to be prepared. But I know that this is not the plan that God has laid out for me. What will happen, will happen. So, I need to take a deep breath and step back and enjoy each day for what it is. 

Bonus:

I want to spend every absolute moment that I can with my amazing boyfriend. I've never met anyone like him in this world, and he is absolutely incredible.